You'll see a list of the plans along with information about their coverage and costs, including the estimated annual costs for your medications (and whether either of the pharmacies you listed is a preferred pharmacy under the plan) the monthly premium deductibles and co-payments the maximum out-of-pocket spending limit for in-network and out-of-network care whether the plan includes some dental, vision or hearing coverage whether all of your drugs are in the plan's formulary (which means that the plan covers your drugs) and if there are restrictions on your drugs, such as "prior authorization," which requires your doctor to provide additional information upfront on why you need a medication, or "step therapy," which requires that you try a less-expensive drug first, if possible. However, you may want to change the health status from the default "good" to "poor" or "excellent" to adjust the tool's estimates of your out-of-pocket costs based on your general medical needs.Ĭlick on "Medicare Health Plans with drug coverage" to see the Medicare Advantage plans in your area.
You're given several options on the left side to refine your search, such as capping your monthly premium, but it's generally best to keep the search more general at this point. Most people shopping for Medicare Advantage plans will be looking for plans with drug coverage. You'll then see a summary page listing the number of Part D prescription-drug plans in your area, the number of Medicare Health Plans (Medicare Advantage) with drug coverage, and the number of those without drug coverage. 10 Things You Need to Know About Medicare
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